If you are planning to visit your bank branch this week for critical tasks—such as submitting loan documents, opening a new account, or updating your signature—this update is highly important for you. The final week of June 2026 brings a three-day long weekend for the banking sector in several states across India.
Following a recent update by the Kerala government revising its Muharram holiday schedule, there has been widespread confusion among customers on social media regarding whether banks will remain open or closed on Friday, June 26, 2026. According to the official holiday calendar of the Reserve Bank of India (RBI), banking operations will indeed be suspended in many major parts of the country to mark Muharram (the Day of Ashura).
Read on to find out if banks are closed in your city on June 26 and how this will impact your digital banking services.
The Kerala Government’s Decision: Why Was the Holiday Shifted?
According to the initial holiday calendar, the public holiday for Muharram was scheduled for Thursday, June 25. However, following the sighting of the moon and local religious assessments, the Kerala government amended its official holiday schedule. Public and banking holidays in Kerala will now be observed on Friday, June 26, 2026, instead of Thursday.
Since the 10th day of Muharram (the Islamic calendar’s first month), known as ‘Youm-e-Ashura’, is a highly revered and sensitive religious occasion, state governments and local administrations frequently adjust dates based on moon sightings.
Read Also: Kerala Muharram Holiday Shifted: Public Holiday Now on Friday, June 26; Check Vital Guidelines
3-Day Consecutive Bank Lockout: Understanding the Schedule
This weekend creates a rare consecutive holiday alignment in the banking sector, meaning physical branches will remain shut for three straight days in several states:
- June 26, 2026 (Friday): Banks closed in RBI-notified states on account of Muharram / Ashura.
- June 27, 2026 (Saturday): Being the Fourth Saturday of the month, all private and public sector banks across India will remain closed.
- June 28, 2026 (Sunday): Weekly standard holiday.
Consequently, in cities where June 26 is declared a holiday, bank branches will only reopen on Monday, June 29, 2026.
City-Wise List: Will Banks Open in Your City on June 26?
The RBI categorizes bank holidays under regional state festivals and the ‘Negotiable Instruments Act‘. This implies that the Muharram holiday does not apply uniformly across the country. You can check your city’s status in the table below:
Bank Holiday Status for Major Cities on June 26, 2026
| City / State | Status on June 26 (Friday) | Reason for Holiday |
| New Delhi | 🔴 CLOSED | Muharram (Youm-e-Ashura) |
| Mumbai / Belapur / Nagpur | 🔴 CLOSED | Muharram (Youm-e-Ashura) |
| Bengaluru | 🔴 CLOSED | Muharram (Youm-e-Ashura) |
| Chennai | 🔴 CLOSED | Muharram (Youm-e-Ashura) |
| Kolkata | 🔴 CLOSED | Muharram (Youm-e-Ashura) |
| Lucknow / Kanpur | 🔴 CLOSED | Muharram (Youm-e-Ashura) |
| Hyderabad | 🔴 CLOSED | Muharram (Youm-e-Ashura) |
| Patna / Ranchi | 🔴 CLOSED | Muharram (Youm-e-Ashura) |
| Bhopal | 🔴 CLOSED | Muharram (Youm-e-Ashura) |
| Jammu / Srinagar | 🔴 CLOSED | Muharram (Youm-e-Ashura) |
| Ahmedabad | 🟢 OPEN | Normal Working Day |
| Jaipur | 🟢 OPEN | Normal Working Day |
| Thiruvananthapuram / Kochi (Kerala) | 🔴 CLOSED | Revised State Holiday |
Note: If your city falls under the ‘CLOSED’ category, any manual banking tasks requiring physical presence, such as cheque clearing or demand draft issuance, should be handled immediately or deferred until the next working day (Monday).
How to Manage Your Banking Needs Over the Long Weekend
While physical bank branches might be locked for three days, modern digital infrastructure ensures that essential financial transactions never stop. You can utilize the following options:
- UPI & Mobile Banking: Platforms like Google Pay, PhonePe, Paytm, and your bank’s official apps will remain active 24/7 for instant fund transfers.
- IMPS & NEFT/RTGS: Internet banking transfers via NEFT and RTGS operate seamlessly even on official public holidays.
- ATM Services: ATMs will remain open for cash withdrawals and basic balance inquiries. However, because branches are closed for three days, some local ATMs might run low on cash. Keeping a small amount of backup cash on hand is advised.
Frequently Asked Questions (FAQs)
1. Will Online Net Banking and UPI work on June 26?
Yes, all digital banking operations, mobile applications, UPI payments, and net banking platforms (including NEFT/IMPS/RTGS) will function normally on June 26. The holiday only restricts physical access to bank branches.
2. Will the Indian Stock Market (BSE/NSE) be closed on June 26?
Yes, according to the official stock exchange holiday calendar, the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE) will remain closed on Friday, June 26, 2026, in observance of Muharram. Trading in the Commodity Market (MCX) will also remain suspended for the morning session.
3. Will banks open on Saturday and Sunday?
No. June 27 is the fourth Saturday of the month, and June 28 is Sunday. All public and private sector banks across India observe a mandatory holiday on these days.
Read Also: 8th Pay Commission in Lucknow: How Much Could Salaries and Pensions Increase?
Practical Actionable Advice (Conclusion)
If your urgent tasks can be managed entirely through digital avenues (like a UPI payment or a minor mobile app transfer), this holiday line-up will not impact you. However, if your financial requirements involve physical documentation, locker room access, or large-value cheque clearances, plan your schedule explicitly keeping this 3-day long weekend in mind. To avoid any unexpected regional surprises, verify the holiday criteria directly with your local home branch.
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